Get help when you need it, in minutes

Take care of your personal finances or emergencies with a low-interest Carbon loan between GHS 100 and GHS 5000.

Getting a Loan on Carbon

Apply Online

Kickstart your loan application process by filling the form online, from anywhere.

Prove your identity

Upload valid credentials like National ID, bank statements, and passport photograph.

Receive funds

Get your money in your bank account as soon as your application is reviewed and approved.

Apply for a Loan Now

Carbon is trusted by over 2.6 million
customers across Africa


Score based on over 78,000 reviews on Google Play Store and App Store

I had an awesome experience with carbon, very reliable n trustworthy, infact d instalmental repayment is d tip of d iceberg. I hereby recommend this LOAN APP among apps...CARBON to all prospective borrower, u will never be disappointed.

Gbenga John Osukoya

The best online loan service hands down. Just ensure to pay your loans on time and you'll get access to better loans and so many other rewards. Very ideal for fast track business owners who need quick access to funds on the go.

Elaine Okafor

The best payment and fastest loan platform with lower interest rates, very reliable for investment and transact as quick as texting of messages. I recommend you all to join carbon.

Jonah Atsale

This is best loan App I have come across. 1. Easy and convenient to register. 2. Loan amount is the highest I have seen so far. 3. The requirements are normal and not out of place. No request for statement of account or bills. 4. The customer care service is top notch. 5. Prompt is response to compl...

Adenegan Opeyemi

If there is anything more than five star I will give to carbon, they are wonderful and unique in every aspect I highly recommend this app for everyone I love you and guys and ur services, this app is just like a mobile Bank its self, kudos to you guys !!!!

Progress Harrison

If you’re tired of traditional banks, then get Carbon. I use Carbon for nearly all my online transactions for services such as electricity, cable TV, and bank transfers at no cost. Getting a loan is seamless, plus free credit reports.


Unlock higher amounts

Our loan process is designed to fit your needs and help you grow. Repay on time and unlock higher loan amounts and lower interest rates